Before the end of 2019, financial players must be compliant with the Payment Services Directive II. Commonly referred to as PSD2, the European directive concerns the development of new products and payment services, as well as their inclusion in a legal framework. Johan Luyts, Integration Expert at AE, discusses the changes this new payment directive brings about and elaborates on strategies banks can use to turn those challenges into opportunities.
I’m not telling you something new if I say the demands on IT from business are ever increasing. Certainly the last few years, business is looking more and more towards IT as a big part of the solution to their business problems.
In most application landscapes services tend to pop up like mushrooms, with little to no attention being devoted to decent service design or decent service-oriented architecture (SOA). Frankly put, this means you’re doing it wrong.
The world around us is moving at an ever faster pace and disrupting forces for your market are lurking around the corner.
In the last 5 years of my career as an enterprise architect, whenever the word "integration" came up, discussions started about the choice of an ESB (Enterprise Service Bus), SOA (Service Oriented Architecture), FTP or web services, SOAP or REST, XML or JSON, etc.
In short, when involved in discussions about "integration", one most likely finds himself drowning in a multitude of technical acronyms and technological standards.
I compare the technological side of integration to the "Dr. Jekyll" personality : it is the side well-known to everyone, stable, under control and increasingly complying to uniform standards.